https://www.consumerfinance.gov/consumer-tools/mortgages/Whether you’re thinking of buying a home, already have a home loan, or are having trouble paying your mortgage, we have resources to help you every step of the way.
https://www.consumerfinance.gov/blog/know-before-you-owe-making-the-mortgage-process-easier-for-you/For consumers who apply for most mortgages on or after October 3, 2015, the stress of shopping for a mortgage will be reduced, as our new mortgage disclosure rule takes effect. The new rule and disclosures ease the process of taking out a mortgage...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/mortserv/
...understand, implement, and comply with the mortgage servicing rules....Rules on mortgage servicing Resources to help industry understand ...
https://www.consumerfinance.gov/consumer-tools/mortgages/answers/key-terms/Mortgages key terms...Mortgages key terms 5/1 Adjustable Rate Mortgage A 5/1 adjustable rate mortgage...mortgage (ARM) or 5-year ARM is a mortgage ...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/ability-repay-qualified-mortgage-rule/
...with the Ability to Repay/Qualified Mortgage (ATR/QM) rule....Ability to repay and qualified mortgages (ATR/QM) Resources to help industry...with the ...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/hmda-reporting-requirements/home-mortgage-disclosure-act-faqs/
...asked questions (FAQs) on the Home Mortgage Disclosure (HMDA) rule, which is located...Home Mortgage Disclosure Act FAQs The questions and answers ...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/hmda-reporting-requirements/
...implement, and comply with the Home Mortgage Disclosure Act (HMDA) / Regulation...Home mortgage disclosure reporting requirements (HMDA) Resources to ...
https://www.consumerfinance.gov/rules-policy/final-rules/mortgage-servicing-final-rules-mortgage-servicing-rules-under-truth-lending-act-regulation-z/
...notices for ARM mortgages, periodic statements for residential mortgage loans, crediting...crediting of mortgage payments, and requests for payoff ...
https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/cares-act-mortgage-forbearance-what-you-need-know/
If you can’t make your mortgage payments because of the coronavirus, start by...by understanding your mortgage relief options and reaching out for ...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/mortserv/mortgage-servicing-faqs/
Frequently asked questions (FAQs) on the Mortgage Servicing rule....Mortgage Servicing FAQs The questions and answers below pertain to ...
https://www.consumerfinance.gov/consumer-tools/mortgages/
...or are having trouble paying your mortgage, we have resources to help you every...Mortgages Whether you’re thinking of buying a home, already have a ...
https://www.consumerfinance.gov/policy-compliance/know-you-owe-mortgages/real-estate-professionals/learn-what-changed-about-mortgage-process/
Learn What Changed About the Mortgage Process...has and hasn’t changed about the mortgage process To help you prepare, we’ve...has and has not changed ...
https://www.consumerfinance.gov/coronavirus/mortgage-and-housing-assistance/mortgage-relief/
Learn about mortgage relief options and protections due to the coronavirus national...Learn about mortgage relief options and protections Español | ...
https://www.consumerfinance.gov/ask-cfpb/what-is-a-mortgage-loan-modification-en-269/
A mortgage loan modification is a change in your loan terms. The modification...25, 2017 What is a mortgage loan modification? A mortgage loan ...
https://www.consumerfinance.gov/rules-policy/final-rules/truth-lending-regulation-z-annual-threshold-adjustments-card-act-hoepa/
...(Credit Cards, HOEPA, and Qualified Mortgages)...(Credit Cards, HOEPA, and Qualified Mortgages) The Bureau of Consumer Financial...covered transaction ...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/higher-priced-mortgage-loan-escrow-rule/
...comply with the TILA Higher-Priced Mortgage Loan (HPML) Escrow rule....governing escrows for higher priced mortgages Resources to help industry ...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/higher-priced-mortgage-loans-appraisal-rule/
...comply with the TILA Higher-Priced Mortgage Loan (HPML) Appraisal Rule....governing appraisals for higher priced mortgages Resources to help industry ...
https://www.consumerfinance.gov/about-us/newsroom/bureau-releases-qualified-mortgage-anpr/
...temporary qualified mortgage provision applicable to certain mortgage loans eligible...eligible for mortgages purchased or guaranteed by the ...
https://www.consumerfinance.gov/ask-cfpb/what-is-private-mortgage-insurance-en-122/
Private mortgage insurance, also called PMI, is a type of mortgage insurance...conventional loan. Like other kinds of mortgage insurance, PMI protects ...
https://www.consumerfinance.gov/about-us/blog/a-small-entity-compliance-guide-for-the-ability-to-repay-and-qualified-mortgage-rule/
...the Ability-to-Repay and Qualified Mortgage rule...the Ability-to-Repay and Qualified Mortgage rule By CFPB Web Team – APR 10, 2013...the ...
https://www.consumerfinance.gov/ask-cfpb/what-is-the-difference-between-a-mortgage-interest-rate-and-an-apr-en-135/
...percentage rate (APR) reflects the mortgage interest rate plus other charges....What is the difference between a mortgage interest rate and an APR? An ...
https://www.consumerfinance.gov/mortgage/Mortgage...Get answers to your mortgage questions Whether you’re thinking of buying a home...in the process of applying for a mortgage, or already ...
A Proposed Rule by the Consumer Financial Protection Bureau posted on March 5, 2021.Comment period ends in 31 days (April 05, 2021)Pages 12839 - 12857 (19 pages) [FR DOC #: 2021-04698]
A Rule by the Consumer Financial Protection Bureau posted on October 16, 2017.Comment Period ClosedPages 47953 - 47958 (6 pages) [FR DOC #: 2017-21912]
