https://www.consumerfinance.gov/consumer-tools/mortgages/Whether you’re thinking of buying a home, already have a home loan, or are having trouble paying your mortgage, we have resources to help you every step of the way.
https://www.consumerfinance.gov/blog/know-before-you-owe-making-the-mortgage-process-easier-for-you/For consumers who apply for most mortgages on or after October 3, 2015, the stress of shopping for a mortgage will be reduced, as our new mortgage disclosure rule takes effect. The new rule and disclosures ease the process of taking out a mortgage...
https://www.consumerfinance.gov/consumer-tools/reverse-mortgages/
Considering a reverse mortgage loan? Already have one? Learn more about Home...Conversion Mortgages (HECMs), the most common type of reverse mortgage ...
https://www.consumerfinance.gov/about-us/blog/mortgage-financing-options-in-a-higher-interest-rate-environment/
With mortgage interest rates the highest they have been in 20 years, homebuyers...to fixed-rate mortgages to help lower their monthly mortgage payment ...
https://www.consumerfinance.gov/ask-cfpb/what-is-a-higher-priced-mortgage-loan-en-1797/
In general, a higher-priced mortgage loan has an APR that’s higher than a specified..."higher-priced mortgage loan"? English Español In general, a ...
https://www.consumerfinance.gov/about-us/blog/your-mortgage-calculator-may-be-setting-you-surprise/
...you use a mortgage calculator to calculate your monthly mortgage payment....Your mortgage calculator may be setting you up for a surprise Buying a ...
https://www.consumerfinance.gov/ask-cfpb/can-my-final-mortgage-costs-increase-from-what-was-on-my-loan-estimate-en-172/
Some mortgage costs can increase at closing, but others can't. It is illegal...reviewed: SEP 11, 2024 Can my final mortgage costs increase from what ...
https://www.consumerfinance.gov/ask-cfpb/is-there-a-limit-on-how-much-my-mortgage-lender-can-make-me-pay-each-month-for-insurance-and-taxes-the-escrow-en-200/
...your loan is a federally related mortgage loan under the Real Estate Settlement...2024 Is there a limit on how much my mortgage lender can make me pay ...
https://www.consumerfinance.gov/ask-cfpb/can-i-change-my-mind-after-i-sign-the-loan-closing-documents-for-my-second-mortgage-or-refinance-what-is-the-right-of-rescission-en-186/
For certain types of mortgages, after you sign your mortgage closing documents...loan closing documents for my second mortgage or refinance? What is ...
https://www.consumerfinance.gov/about-us/newsroom/cfpb-uncovers-illegal-junk-fees-on-bank-accounts-mortgages-and-student-and-auto-loans/
...loan servicing markets, including in mortgage, student, and payday lending....Illegal Junk Fees on Bank Accounts, Mortgages, and Student and Auto ...
https://www.consumerfinance.gov/ask-cfpb/what-are-mortgage-origination-services-what-is-an-origination-fee-en-155/
...the borrower for making the mortgage loan. Mortgage origination services may include...last reviewed: APR 03, 2024 What are mortgage origination ...
https://www.consumerfinance.gov/compliance/compliance-resources/mortgage-resources/secure-fair-enforcement-for-mortgage-licensing-act/secure-and-fair-enforcement-mortgage-licensing-act-faqs/
...the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act)....Secure and Fair Enforcement for Mortgage Licensing Act FAQs The ...
https://www.consumerfinance.gov/about-us/blog/cfpb-starting-mandated-review-of-mortgage-loan-originator-rules/
...economic impact of mortgage loan originator rules on small mortgage companies....CFPB starting mandated review of mortgage loan originator rules MAR ...
https://www.consumerfinance.gov/ask-cfpb/i-received-notice-of-an-upcoming-rate-change-on-my-adjustable-rate-mortgage-arm-why-did-i-receive-this-and-what-should-i-do-now-en-1843/
...have an adjustable-rate mortgage (ARM), your mortgage servicer is required to...rate change on my adjustable-rate mortgage (ARM). Why did I receive ...
https://www.consumerfinance.gov/enforcement/actions/nationstar-mortgage-llc/
...action against Nationstar Mortgage for flawed mortgage loan reporting....Nationstar Mortgage LLC The Consumer Financial Protection Bureau (CFPB) ...
https://www.consumerfinance.gov/ask-cfpb/my-loan-officer-said-that-i-need-to-express-my-intent-to-proceed-in-order-for-my-mortgage-loan-application-to-move-forward-what-does-that-mean-en-1989/
...intend to proceed with a particular mortgage application, you must notify your...—Intent to Proceed— in order for my mortgage loan application to move ...
https://www.consumerfinance.gov/ask-cfpb/what-is-a-zombie-second-mortgage-en-2133/
...“Zombie” mortgages are mortgage debts that you might have thought were forgiven...zombie second mortgage? English Español “Zombie” mortgages are mortg ...
https://www.consumerfinance.gov/rules-policy/final-rules/appraisals-higher-priced-mortgage-loans-exemption-threshold-adjustments/
...appraisal requirements for higher-priced mortgage loans from $28,500 to $31,000, effective...Appraisals for Higher-Priced Mortgage Loans Exemption ...
https://www.consumerfinance.gov/ask-cfpb/what-was-the-national-mortgage-settlement-en-2071/
...were then the nation’s five largest mortgage servicers....SEP 08, 2020 What was the National Mortgage Settlement? English Español In February...were ...
https://www.consumerfinance.gov/ask-cfpb/what-required-mortgage-closing-services-can-i-shop-for-en-154/
To figure out which mortgage closing services you can shop for, you will need...reviewed: AUG 08, 2024 What required mortgage closing services can I ...
A Rule by the Consumer Financial Protection Bureau, the Federal Deposit Insurance Corporation, the Federal Housing Finance Agency, the Federal Reserve System, the National Credit Union Administration and the Office of the Comptroller of the Currency posted on August 7, 2024.Pages 64538 - 64580 (43 pages) [FR DOC #: 2024-16197]
A Rule by the Consumer Financial Protection Bureau posted on October 16, 2017.Comment Period ClosedPages 47953 - 47958 (6 pages) [FR DOC #: 2017-21912]
